Financial Services:
We begin the process with a detailed tax and financial review of an individual’s record. Next, we create a detailed plan to help people achieve their long-term and short-term financial goals with the lowest tax consequences. When coming up with financial goals, there are a lot more aspects to consider than most people think. The long-term planning and tax consequences of where the money is being put must be considered to give people the best options available.

To achieve these goals, we can assist individuals in many different areas depending on their situation. One of these areas is wealth accumulation strategies. We can explain the advantages of a diversified wealth accumulation plan, which can help make a person feel more at ease about the future.

These decisions can impact the direction a person wants to take when planning for retirement or college expenses. The first step in creating a retirement plan involves a detailed review of a person’s 401(k) or pension plan with his or her employer. Next, we review the projected social security benefits. This will enable us to determine how much additional money will be needed for an individual to maintain his or her current lifestyle. We can help people set up a personalized monthly plan to achieve their goals for retirement.

College can be expensive for parents and grandparents. Establishing a college plan early in the child’s life will help offset the high costs of secondary education. The process begins by looking at several colleges in the area to find an average cost of the money needed to pay for a child’s higher education. From this information, we can help create a customized monthly plan to make sure the money is there when it is needed.

In addition to retirement and college planning, another issue is estate planning. We look at not only a person’s estate today but also what it will grow into in the future. We will develop a customized plan regardless of the size of a person’s estate. A good estate plan is essential for all estate sizes. We create a customized estate plan that will take into account both state and federal inheritance taxes, probate fees and other issues.